Who Pays If You Call a Tow Truck?
When your car breaks down or you get stuck on the road, calling a tow truck often solves the problem quickly. But many drivers ask the same question: Who pays for the tow? The answer depends on your situation, insurance coverage, and who requested the tow in the first place.
When You Call a Tow Truck Yourself
If you call a towing service directly, you pay for the cost. Towing fees change based on distance, time of day, and the type of vehicle. Always request a price estimate before the tow so you know what to expect.
When Law Enforcement Orders the Tow
If the police order your car towed—after an accident, illegal parking, or blocking traffic—you pay for the towing and impound fees. The longer your car stays in the impound lot, the higher the costs.
Insurance Coverage for Towing
Many auto insurance policies cover towing or roadside assistance. Your insurer may pay the towing company directly or reimburse you later. Review your policy or call your insurance provider to confirm your benefits.
Roadside Assistance Memberships
Programs like AAA and other memberships include towing. They usually cover a certain number of miles per tow for free and then offer discounted rates if you go beyond that limit.
When the Other Driver Is at Fault
If another driver causes an accident that requires your car to be towed, their insurance company should pay for your towing costs. In many cases, you’ll pay upfront and then request reimbursement from their insurer.
Employer or Commercial Coverage
If you drive a company car or commercial vehicle, your employer usually pays the towing costs. Fleet insurance policies often include towing as part of their coverage.
Final Thoughts
So, who pays if you call a tow truck? In most cases, the driver who requests the tow covers the cost—unless insurance, roadside assistance, or another party takes responsibility. To protect yourself from unexpected bills, check your insurance policy and consider adding towing coverage.
At Sin City Towing, we provide affordable, 24/7 towing services in Miami and surrounding areas. Whether you’re dealing with a breakdown, accident, or emergency, our professional drivers are ready to help.
📞 Need a tow right now? Call Sin City Towing today for fast, reliable service anytime, day or night.
